Welcome to REOM LLC! These Terms of Service ("Terms") govern your use of our website and services. By accessing or using our services, you agree to be bound by these Terms. If you do not agree with any part of these Terms, you must not use our services.
By accessing and using the services provided by REOM LLC (referred to as "Company," "we," "us," or "our"), you acknowledge that you have read, understood, and agree to be bound by these Terms of Service, as well as our Privacy Policy. These Terms apply to all visitors, users, and others who access or use the Service.
REOM LLC provides an online platform that assists individuals in finding information related to Final Expense insurance and connects them with licensed insurance professionals. Our services may include:
Please note that REOM LLC is not an insurance carrier or agent. We do not underwrite insurance policies, issue policies, or provide direct insurance advice. Our role is solely to facilitate the process of obtaining insurance information and connecting users with appropriate resources.
To the fullest extent permitted by applicable law, REOM LLC, its affiliates, directors, employees, agents, suppliers, or licensors shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including without limitation, loss of profits, data, use, goodwill, or other intangible losses, resulting from (i) your access to or use of or inability to access or use the Service; (ii) any conduct or content of any third party on the Service; (iii) any content obtained from the Service; and (iv) unauthorized access, use or alteration of your transmissions or content, whether based on warranty, contract, tort (including negligence) or any other legal theory, whether or not we have been informed of the possibility of such damage, and even if a remedy set forth herein is found to have failed of its essential purpose.
While we strive to provide accurate information and connect you with reputable insurance professionals, REOM LLC does not guarantee that you will receive an insurance quote or that any quote received will be the lowest available or suitable for your needs. Insurance quotes are subject to underwriting by third-party insurance carriers, and eligibility and rates depend on various factors including your age, health, location, and the specific insurance products available.
Any information or quotes provided through our service are for informational purposes only and do not constitute an offer to insure or a binding agreement.
As a user of our services, you agree to:
These Terms shall be governed and construed in accordance with the laws of the State of Wyoming, United States, without regard to its conflict of law provisions.
Our failure to enforce any right or provision of these Terms will not be considered a waiver of those rights. If any provision of these Terms is held to be invalid or unenforceable by a court, the remaining provisions of these Terms will remain in effect. These Terms constitute the entire agreement between us regarding our Service, and supersede and replace any prior agreements we might have between us regarding the Service.
We reserve the right, at our sole discretion, to modify or replace these Terms at any time. If a revision is material, we will try to provide at least 30 days' notice prior to any new terms taking effect. What constitutes a material change will be determined at our sole discretion.
By continuing to access or use our Service after those revisions become effective, you agree to be bound by the revised terms. If you do not agree to the new terms, please stop using the Service.